Accepted Merchants

List of Accounts We Have Success Placing: 

The following is a list of merchants that are often accepted by the processors we work with. Please note that this is not an exclusive list and businesses can always be declined by the processing bank after an underwriting review. Merchant Pre-App Form

  • Accommodations
  • Age Verification
  • Annual Memberships
  • Adult Novelties/Lingerie/Content
  • Alcohol/Wine/Liquor Online
  • Ammunition Sellers  ( No FFL needed)
  • Animals by Mail
  • Auctions
  • Bail Bonds – MOTO
  • Bankruptcy (required time since discharge)
  • B2B high tickets startups
  • B2G (high average tickets from military contractors, $5K etc)
  • Boat Charter Companies
  • Business Opportunity (biz op)
  • Canadian Retail
  • Canadian E commerce
  • Cigars (eCom)
  • CNP Tobacco
  • Continuity (negative opt-out billing, previous history is typically required)
  • Credit counselling
  • Credit Repair
  • Daily e-Coupons (like
  • Dating Websites & Matchmaking Services
  • Direct Marketing(Trial/Continuity
  • Discount Medical/Insurance Memberships
  • Discount buying clubs/prepaid
  • Ebooks/Digital/Software Downloads
  • eBay Merchants (no website)
  • eCigarettes & Accessories
  • 501c3’s
  • Fantasy Sports
  • FFL Dealers
  • Future Fulfillment
  • Furniture/Home Improvements
  • Gift Certificate & Stored Value
  • Glass Paraphernalia
  • Grants
  • Herbal Supplements
  • Hotel Reservations
  • Investment Advice – Stock Trading Tips/Mentoring/Software etc
  • IPSP’s
  • Large AVT greater than 2500.00
  • Lenders & Loan Companies
  • Live Animals (puppies/lizards etc)
  • Memberships/subscriptions
  • Micro loans (CC repayment)
  • MLM
  • Multi-Currency
  • Nutraceuticals
  • Pharmacy- Retail only
  • Penny Auctions – No startups are taken with any of our processors
  • Poor Credit
  • Precious Metals
  • Prepaid Phone Cards
  • Property Management
  • Property Rentals
  • Protection Services
  • Psychics/Fortune Tellers
  • Puerto Rico Merchants
  • SEO Management
  • Sports Info (forecasting)
  • Stun Guns
  • Tax Resolution
  • Tele Medicine
  • Tickets to Events (future fulfillment)
  • Timeshare liquidation
  • TMF Merchants -cannot owe any money to the processor and 6 month liability window has to have passed
  • Travel Services
  • Warranty Services
  • Web Design with History
  • Vacation Rentals

For EU Merchant Accounts , we have been given an exclusive opportunity with EU processors to board both US and International Merchants with their processing solution.

Here are some highlights of the solution:

Cards Accepted are: Visa, Visa Debit, Visa Electron, MasterCard, Maestro, American Express, Solo and JCB

Below is a list of “difficult to place” sectors we can look at (of course lower risk merchants are welcome as well):

Adult Content / Products
EU Gaming (coded correctly at 7995 MCC)
Claims (post-paid only – never prepaid)
Nutraceuticals/Herbal Supplements (but not continuity/recurring billing)
Astrology / Horoscope / Fortune tellers
Monthly Memberships
Prepaid loads (3DS mandatory)
Collection Agencies (debit cards only)
FX (if UK licenced)
eWallet (if UK EMD2 licenced)
Payday Loans – Debit Card only with established financials and 6 months trading

Low Risk accounts can be placed in the 2% range dependent upon review of business model.
High Risk Accounts can be placed in the 3 to 4% range dependent upon review.
Merchants payout schedule is weekly, 5 days in arrears, and typically a 6 month “rolling reserve” of 5% or 10% is requested on new, or higher risk, merchants.
If the merchant is willing to open a bank account when getting their international merchant account through this EU processor, they will earn interest on their deposits.

No Cost Pre-application Form With Durango Merchant ServicesDurango Merchant Services

(Se habla español) Phone: 1+ 224-357-6314